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🇻🇳 VNE-9

Full guide to health insurance for Vietnam E-9 workers

From arrival to departure, we’ve summed up everything Vietnam E-9 workers need to know about health insurance.

10 min2026.03.20
Timeline

When and what to do?

1

Pre‑arrival training

Finish the HRD Korea pre‑training. It includes basic health‑insurance info.

2

Foreign‑resident registration

Within 14 days after arrival

Get your alien registration card at the immigration office within 14 days after arrival.

3

Automatic health‑insurance enrollment

You’re automatically enrolled from day one. The company reports it to NHIS.

4

Monthly premium deduction

Premium is taken out of your salary each month. The company pays half.

5

When changing workplace

Within 3 months

If you change jobs, find a new one within 3 months. Otherwise you might have a gap in coverage.

6

Check before returning home

Vietnam is exempt from NPS, so you don’t pay the national pension. The exit‑insurance can be claimed after you leave.

Premium

How much do you pay?

Type
Workplace subscriber
Formula
Salary × 7.19% ÷ 2
Calculate with my salary
10K KRW
2.5M KRW salary → Approx. 89,900 KRW/mo

The company covers half (about 89,900 won). Your actual cost is about 89,900 won per month.

Key Benefits

Benefits that apply to you

🏭

Separate workers’‑comp insurance

The employer must enroll in workers’‑comp separately. If you get injured, workers’‑comp applies first.

💰

National pension exemption

Vietnam is exempt from NPS, so you don’t pay the national pension, which reduces deductions from your salary.

🏦

Exit‑insurance

Instead of severance pay, you get exit‑insurance. You can receive it within 14 days after leaving.

🏥

70% hospital‑bill discount

Health‑insurance covers about 70% of hospital costs. You only pay the remaining 30%!

Important Warnings

Please note

🚨

Visa may be cancelled if workplace change exceeds 3 months

If you can’t find a new job within 3 months, your stay status could be cancelled. Contact the employment center.

🚨

Report if employer didn’t enroll insurance

If your company doesn't enroll you in health insurance, that's illegal. Report it to the Foreign Worker Help Center (1644-0644) or NHIS (1577-1000).

⚠️

Indemnity insurance enrollment limited.

E-9 visa is indemnity insurance Tier B. Only some insurers allow it. Check before you sign up.

Checklist

What to prepare

Contacts

Need help?

Foreign Worker Help Center
Vietnamese counseling available
Health Insurance Corp (NHIS)
Insurance enrollment & premium inquiries
National Pension Service (NPS)
Apply for pension refund
Ministry of Employment and Labor
Wage arrears & work condition counseling
Vietnam Embassy
Related Articles

Learn more

FAQ

That's illegal. Report it to the Foreign Worker Help Center (1644-0644). You can also check directly with NHIS (1577-1000). If the company skips the fee, they get a fine.

For 'covered' items under health insurance, you only pay 30% yourself. If you go to a local clinic for a cold, you’ll pay about 5,000~15,000 won.

You’ll re‑join health insurance at the new company. If there’s a gap, you may become a regional subscriber. If you get a new job within 3 months, it’s fine.

Yes, Vietnam exempts you from NPS. You don’t have to pay the national pension. But you still need to pay health insurance separately.

Workers’ comp insurance applies first. It covers the full treatment cost, separate from health insurance, and the employer’s insurance pays it. Report it to the Labor Welfare Corp (1588-0075).

This guide is for information only, not legal advice. Policies may change — check official sources for the latest.

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