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🇺🇸 USD-2D-4

United States D-2 Student Health Insurance Guide

Health insurance for United States students in Korea. 50% discount available.

7 minutes2026.03.20
Timeline

When and what to do?

1

Admission & arrival

Get your university admission letter and enter with a D-2 visa.

2

Foreign registration

Within 14 days after arrival

Get your alien registration card within 14 days after arrival.

3

Mandatory health insurance

You’re automatically enrolled as a local member and get a 50% discount right after arrival.

4

Check school group insurance

See if your university offers a group insurance.

5

Pension refund when you go back

You can claim back the pension you paid when you return. Apply at NPS (1355).

Premium

How much do you pay?

Type
Local member (50% discount)
Formula
Local premium × 50% discount
Calculate with my salary
10K KRW
About 79,000 won/month

Students get 50% off automatically. You pay the whole amount.

Key Benefits

Benefits that apply to you

🎓

Premium 50% discount

D-2/D-4 students get 50% off health insurance.

🏫

School group insurance

Many universities provide group insurance.

💰

Pension refund possible

You can get back the pension you paid when you return.

🏥

Hospital bills covered 70%

You only pay 30% out‑of‑pocket for health‑insurance benefits.

Important Warnings

Please note

🚨

Late premium can hurt visa renewal

If premiums are overdue 3+ months, visa renewal may be a problem.

⚠️

Medical indemnity Tier C

D-2 students fall under Tier C medical indemnity. Options are limited.

Checklist

What to prepare

Contacts

Need help?

United States Embassy
Related Articles

Learn more

FAQ

Yes, it’s automatic once you register with a D-2/D-4 visa.

Part‑time hourly work doesn’t make you a workplace member. You stay a regional member (50% discount).

This guide is for information only, not legal advice. Policies may change — check official sources for the latest.

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