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🇹🇭 THE-9

Thai E‑9 worker health insurance guide

We organized health insurance, workers' comp, and pension refund info for Thai E‑9 workers.

8 min2026.03.20
Timeline

When and what to do?

1

Pre‑training completed

Complete the KOSHA pre‑training.

2

Alien registration

Within 14 days of arrival

Get your alien registration card within 14 days of arrival.

3

Automatic enrollment in health insurance

You’re automatically enrolled in health insurance from day one.

4

Monthly premium deduction

Premium is automatically deducted from your salary. The company pays half.

5

When changing workplace

Within 3 months

You need to find a new job within 3 months.

6

Pension refund before returning home

No bilateral agreement, but you can get a pension refund under reciprocity. Apply to NPS.

Premium

How much do you pay?

Type
Workplace subscriber
Formula
Salary × 7.19% ÷ 2
Calculate with my salary
10K KRW
2.5M KRW salary → Approx. 89,900 KRW/mo

Company pays half. Your share is about 89,900 won/month (based on 2.5 million won salary).

Key Benefits

Benefits that apply to you

🏭

Industrial accident insurance applied separately

If you get injured at work, industrial accident insurance covers 100%.

💰

Pension refund possible

No bilateral agreement, but you can get a pension refund when you return, thanks to reciprocity.

🏦

Departure‑end insurance

Instead of severance pay, you’re enrolled in departure‑end insurance.

📋

Tax treaty applied

Korea‑Thailand tax treaty prevents double taxation.

Important Warnings

Please note

⚠️

No bilateral agreement — reciprocity applies

There’s no Korea‑Thailand social security agreement. Still, pension refund is possible under reciprocity. Check refund conditions with NPS.

🚨

3‑month rule for workplace change

If you don’t re‑employ within 3 months, your stay permit may be cancelled.

⚠️

Medical indemnity insurance Tier B restriction

E‑9 visa limits which insurers you can join for medical indemnity.

Checklist

What to prepare

Contacts

Need help?

Foreign worker counseling center
Thai counseling available
National Health Insurance Service (NHIS)
National Pension Service (NPS)
Pension refund
Ministry of Employment and Labor
Thailand Embassy
Related Articles

Learn more

FAQ

No. Thailand can refund pension based on reciprocity. Apply to NPS (1355) before you leave.

While working in Korea, NHIS is mandatory. Thai insurance is optional.

Medical interpretation service (1644-0644) offers Thai. Book ahead and the interpreter will go with you.

This guide is for information only, not legal advice. Policies may change — check official sources for the latest.

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