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Living in Korea, Decoded

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🇵🇭 PHF-6

Philippines F‑6 marriage immigration health insurance guide.

Health insurance guide for those who married and moved from the Philippines to Korea.\nIf you register as a dependent on your spouse's insurance, the premium is 0!

8 minutes.2026.03.20
Timeline

When and what to do?

1

Entry and foreign registration.

Within 14 days after entry.

Get your foreign registration card within 14 days after entry.

2

Register as a dependent on spouse's workplace insurance.

If your spouse is a workplace subscriber, register as a dependent.\nNo extra premium!

3

Receive health insurance card.

After registering as a dependent and getting the card, you can use hospital benefits right away.

4

Check pregnancy & childbirth benefits.

If you're pregnant, check extra support.\nHealth insurance helps with childbirth costs.

5

link to multicultural family support center

Free Korean lessons, interpreting, life counseling at the multicultural family support center.

Premium

How much do you pay?

Type
Dependent (spouse workplace insurance)
Formula
Spouse workplace insurance dependent = extra 0 won
0 won (spouse workplace insurance)

If spouse has workplace insurance, register as dependent and get benefits with no extra premium.

Key Benefits

Benefits that apply to you

💸

Premium 0 won

Register as dependent on spouse's workplace insurance → extra premium 0 won!

🤰

Pregnancy & childbirth benefits

Medical cost support and postpartum care for pregnancy & childbirth.

🏥

Medical indemnity Tier A

F-6 is Tier A. You can join any insurer's medical indemnity.

🏠

Multicultural family support

Free Korean lessons, interpreting, legal counseling at the multicultural family support center.

Important Warnings

Please note

⚠️

If spouse is unemployed, premium applies.

If spouse isn’t a workplace subscriber, they pay as regional subscriber. Check employment status.

⚠️

Insurance eligibility changes on divorce

Divorce loses dependent status. You must become regional subscriber or get a job.

Checklist

What to prepare

Contacts

Need help?

Health Insurance Corp (NHIS)
English counseling available
Multicultural family support center
Tagalog counseling available
Migrant Women Emergency Support Center
24/7, multilingual
Philippines Embassy
Related Articles

Learn more

FAQ

If your spouse is a regional subscriber, you can't register as a dependent. Only spouses with employer insurance get the 0‑won dependent benefit.

Yes! Kids born in Korea are automatically enrolled in health insurance. Just register with NHIS after the birth report.

It's optional. Korean NHIS gives enough coverage. Keep PhilHealth only if you might return to the Philippines.

The Multicultural Family Support Center (1577-5432) offers interpreter help. Medical interpreter service (1644-0644) is also available.

This guide is for information only, not legal advice. Policies may change — check official sources for the latest.

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