Philippines E-9 worker health insurance guide
Health, industrial accident insurance, and pension refund info for Philippines E-9 workers. Includes Korea-Philippines social security benefits.
When and what to do?
Pre‑training completed
Complete the KOSHA pre‑training.
Foreign registration
14 days after arrivalGet your foreign registration card within 14 days after arrival.
Automatic enrollment in health insurance
From day one at work, you're automatically enrolled as a workplace member
Monthly premium deduction
Premium is auto‑deducted from salary. Company pays half
When changing workplace
Within 3 monthsYou must find a new job within 3 months
Pension refund before returning
You can get a pension refund under the Korea‑Philippines social security agreement. Apply to NPS
How much do you pay?
Company pays half. Your share about 89,900 won/month (based on 2.5 M won salary)
Benefits that apply to you
Industrial accident insurance applied separately
If you're injured at work, industrial accident insurance covers 100%
Pension refund possible
You can claim back the national pension when you return, thanks to the Korea‑Philippines agreement
Departure‑end insurance
Instead of severance pay, you get a departure‑end insurance
English counseling available
Filipino workers can use NHIS English counseling (1577-1000) themselves
Please note
3‑month rule for workplace change
If you don't re‑employ within 3 months, your stay permit may be cancelled
Report employer who didn't enroll you
If the company doesn't enroll you, report to 1644-0644 or 1577-1000
Tier B limitation for medical indemnity insurance
E‑9 visa holders can only join certain medical indemnity insurers
What to prepare
Need help?
Learn more
FAQ
NHIS is mandatory while you work in Korea. You can keep PhilHealth for when you return to the Philippines.
Big hospitals have many English‑speaking doctors. Small clinics may be harder. Use the medical interpreter service (1644-0644).
Family invitation is hard with an E‑9 visa. You need another visa type like F‑6 (marriage).
This guide is for information only, not legal advice. Policies may change — check official sources for the latest.
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