Guide to health insurance for Nepal E-9 workers.
Health insurance guide for Nepal E-9 workers. No bilateral pact, so you can’t get a pension refund.
When and what to do?
Pre‑training completed
Finish the pre‑training from HRD Korea.
Foreign registration
Within 14 days after arrivalGet your alien registration card within 14 days after arrival.
Automatic health insurance enrollment
You’re automatically enrolled in health insurance from day one.
Monthly premium deduction
Premium is auto‑deducted from salary. Company pays half.
When changing workplace
Within 3 monthsYou must find a new job within 3 months.
Check before returning home
Nepal is exempt from NPS, so you don’t pay the national pension. The exit‑term insurance can be received after you leave.
How much do you pay?
Company pays half. Your share is about 89,900 won/month (based on 2.5 M won salary).
Benefits that apply to you
Industrial accident insurance applied separately
If you’re injured on the job, industrial accident insurance covers 100%.
National pension exemption
Nepal is exempt from NPS, so you don’t have to pay the national pension.
Exit‑term insurance
Instead of severance pay, you’re enrolled in exit‑term insurance, which you can claim after leaving.
70% of hospital costs covered
For health‑insurance benefits, you only pay 30% out‑of‑pocket.
Please note
National pension exemption – not refundable
Nepal is exempt from NPS. You don’t pay the national pension, and since you never paid, there’s no refund.
3‑month rule for workplace change
If you don’t re‑employ within 3 months, your stay permit may be cancelled.
Real‑loss insurance Tier B limit
E-9 visa can only join limited indemnity insurers.
What to prepare
Need help?
Learn more
FAQ
Yes, Nepal is exempt from NPS. You don’t have to pay the national pension. It won’t be deducted from your salary.
You can claim the departure-end insurance within 14 days after leaving. Check your receiving account with the company before you leave.
The foreign worker counseling center (1644-0644) offers Nepali counseling.
This guide is for information only, not legal advice. Policies may change — check official sources for the latest.
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