Indonesia E-9 worker health insurance guide
Health insurance info for Indonesia E-9 workers. No bilateral agreement, so pension refund isn’t possible.
When and what to do?
Complete pre‑training
Finish the KOSHA pre‑training.
Alien registration
Within 14 days after arrivalGet your alien registration card within 14 days of arrival.
Automatic health insurance enrollment
You’re automatically enrolled in health insurance from day one.
Monthly premium deduction
Premium is automatically deducted from salary. Company pays half.
When changing workplace
within 3 monthsI need to find a new job within 3 months.
Check before returning home
No bilateral agreement, so pension refund isn’t possible. You can get the departure‑end insurance.
How much do you pay?
Company pays half. You pay about 89,900 won/month (based on 2,500,000 won salary).
Benefits that apply to you
Industrial accident insurance applied separately
If you get injured at work, industrial accident insurance covers 100%.
Departure‑end insurance
Retirement pay is replaced by departure‑end insurance.
70% of hospital fees covered
For health‑insurance benefits, you only pay a 30% share.
Tax treaty applied
Korea‑Indonesia tax treaty prevents double taxation.
Please note
National pension enrollment required — refund possible
Indonesia requires NPS enrollment. E‑9 workers can apply for a refund when leaving (special rule from 2007). Check NPS (1355) before departure.
3‑month rule for workplace change
If you don’t find a new job within 3 months, your stay permit may be cancelled.
Medical indemnity insurance Tier B restriction
E‑9 visa limits which insurers you can join for medical indemnity.
What to prepare
Need help?
Learn more
FAQ
NHIS is mandatory while working in Korea. You can keep BPJS (Indonesian health insurance) for after you return.
Yes, E-9 workers can apply for a refund when leaving, regardless of nationality, thanks to a 2007 special rule. Ask NPS (1355) before you leave.
Big hospitals may offer halal meals. Ask ahead before admission.
This guide is for information only, not legal advice. Policies may change — check official sources for the latest.
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