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China E‑9 worker health insurance guide

We gathered health, industrial accident, and pension refund info for China E‑9 workers in one place.

9 minutes2026.03.20
Timeline

When and what to do?

1

Pre‑training completed

Complete the pre‑training by HRD Korea.

2

Alien registration

Within 14 days after arrival

Get your alien registration card at the immigration office within 14 days of arrival.

3

Automatic health insurance enrollment

From day one at work, you're automatically enrolled as a workplace subscriber.

4

Monthly premium deduction

Premium is automatically deducted from salary. Company pays half.

5

Re‑employment within 3 months when changing workplace

Within 3 months

If you change jobs, you must find a new one within 3 months.

6

Apply for pension refund before returning home

Under the Korea‑China Social Security Agreement (2013~), you can apply for a pension refund at NPS.

Premium

How much do you pay?

Type
Workplace subscriber
Formula
Salary × 7.19% ÷ 2
Calculate with my salary
10K KRW
2.5M KRW salary → Approx. 89,900 KRW/mo

Company covers half. Your share is about 89,900 won/month.

Key Benefits

Benefits that apply to you

🏭

Industrial accident insurance applied separately

Employer must enroll in industrial accident insurance. Work‑related injuries are fully covered.

💰

Pension refund possible

Thanks to the Korea‑China Social Security Agreement (2013~), you can get your national pension back when you return.

🏦

Departure‑end insurance

Instead of severance pay, you’re enrolled in departure‑end insurance. You can receive it after leaving.

📋

Tax treaty applied

The Korea‑China tax treaty prevents double taxation.

Important Warnings

Please note

🚨

3‑month rule for workplace change

If you don’t re‑employ within 3 months, your stay status may be cancelled. Consult the employment center (1350) in advance.

🚨

Report employer not enrolled in insurance

If your company doesn't enroll you, report to NHIS (1577-1000) or Foreign Worker Help Center (1644-0644)

⚠️

Real‑loss insurance Tier B restriction

E-9 visa is real‑loss insurance Tier B. Only certain insurers are allowed

Checklist

What to prepare

Contacts

Need help?

Foreign Worker Help Center
Chinese counseling available
Health Insurance Corp (NHIS)
National Pension Corp (NPS)
Pension refund
Ministry of Employment and Labor
Work condition counseling
Related Articles

Learn more

FAQ

Yes, they differ. E-9 is always a workplace subscriber (Tier B). F-4 becomes workplace or regional subscriber (Tier A) depending on employment

Health insurance covers everyday illnesses/injuries. Industrial accident insurance only covers work‑related injuries/illnesses and pays the full treatment cost

If you're overdue 3+ months, benefits may be limited and you won't get hospital discounts. If overdue, ask NHIS about installment payment

This guide is for information only, not legal advice. Policies may change — check official sources for the latest.

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